Completely digital
End-to-end online workflows - no paper, no postage - reducing time, risk, and environmental impact.
Instant Bank Guarantee Online
Fast, paperless, and verified — digital guarantees made simple
Skip the queues and couriers. MyGuarantee enables compliant digital bank guarantees for Australian businesses — with instant verification and, in many cases, same-day outcomes once onboarding is complete.
Our Network
Features and Benefits
MyGuarantee offers secure, cost-effective and sustainable digital bank guarantees through an efficient and responsive application process - delivering speed, transparency, accuracy and security.
Fast
Digital requests and confirmation with beneficiaries
Cash Secured
Cash secured with Perpetual and AMP
No Fees
No application fee and no recurring fees
Key Features
Everything you need to deliver a complete MyGuarantee experience.
Same-day processing
Once onboarding is complete, guarantees can be created, approved and activated in hours.
Secure against fraud
Bank-grade encryption, verification, and role-based access controls across every action.
Live tracking
Real-time status from application to issuance, amendments and cancellation.
Reporting
Customisable reports for audit and operations.
Real-time updates
Instant email and dashboard notifications on status changes and required actions.
Full transparency
Clear visibility over every step to build trust with applicants and beneficiaries.
Documents dashboard
Single place to view, manage and download digital guarantees and related files.
Visible audit trail
Immutable, time-stamped logs of changes and approvals - auditor-ready, always.
Why instant issuance matters
Commercial opportunities move quickly. Traditional paper guarantees can take days or weeks. With digital bank guarantees, you can meet deadlines, start leases, or bid for tenders without delay — while maintaining compliance and traceability.
1. Apply online
Complete your details and upload required documents. Learn more at apply digital bank guarantee.
2. Get verified
MyGuarantee checks identity, ABN/ACN, and wording requirements automatically for a clean handover to issuance.
3. Issue digitally
Once approved and funded, your guarantee is issued digitally — ready for beneficiary self-check via verify online.
Key benefits of instant digital guarantees
- Often same-day approval and issuance (eligibility & approvals apply)
- No branch visits or courier delays
- Instant beneficiary verification
- Secure AMP Bank–backed instrument
- Traceable, auditable lifecycle
Frequently Asked Questions
Quick answers about instant issuance
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Is an instant bank guarantee really possible?
Is an instant bank guarantee really possible?
Yes — with digital issuance. While compliance checks still apply, approved applicants can complete the process online, often within the same business day (subject to eligibility and approvals).
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How does instant digital issuance work?
How does instant digital issuance work?
- Apply online and complete identity verification.
- Upload the lease or contract with required wording.
- Once reviewed and approved, funds are settled.
- Issuance occurs digitally — no branch or courier required.
Beneficiaries verify authenticity through the verification portal.
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Who can use instant issuance?
Who can use instant issuance?
Australian businesses with an ABN or ACN — including SMEs, contractors, landlords, and government entities.
Common use cases include:
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How secure is instant digital issuance?
How secure is instant digital issuance?
Every guarantee issued through MyGuarantee is backed by AMP Bank and verified digitally with bank-grade encryption and auditable records.
Learn how verification works: Verify a bank guarantee online.
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What documents should I prepare?
What documents should I prepare?
- ABN/ACN and exact legal names
- Lease or contract wording
- Amount, expiry, and reduction milestones
- Identity verification documents
See how to get a bank guarantee for step-by-step help.
Related: same-day issuance · platform · digital vs paper · contractors · fees