Completely digital
End-to-end online workflows - no paper, no postage - reducing time, risk, and environmental impact.
Bank Guarantee for Commercial Lease, Made Simple
It is fast, transparent, and built for modern leasing teams
Choose a bank guarantee for commercial lease to secure your premises without friction. MyGuarantee issues digital guarantees the same day, without paperwork, on behalf of AMP Bank.
Our Network
Features and Benefits
MyGuarantee offers secure, cost-effective and sustainable digital bank guarantees through an efficient and responsive application process - delivering speed, transparency, accuracy and security.
Fast
Digital requests and confirmation with beneficiaries
Cash Secured
Cash secured with Perpetual and AMP
No Fees
No application fee and no recurring fees
Key Features
Everything you need to deliver a complete MyGuarantee experience.
Same-day processing
Once onboarding is complete, guarantees can be created, approved and activated in hours.
Secure against fraud
Bank-grade encryption, verification, and role-based access controls across every action.
Live tracking
Real-time status from application to issuance, amendments and cancellation.
Reporting
Customisable reports for audit and operations.
Real-time updates
Instant email and dashboard notifications on status changes and required actions.
Full transparency
Clear visibility over every step to build trust with applicants and beneficiaries.
Documents dashboard
Single place to view, manage and download digital guarantees and related files.
Visible audit trail
Immutable, time-stamped logs of changes and approvals - auditor-ready, always.
Why bank guarantees for a commercial lease are moving online
Traditional guarantees create delays and branch visits. Our online bank guarantee issuance removes manual steps and courier risk.
Your electronic guarantee is created, delivered, and managed in one secure portal.
Digital vs paper bank guarantee
The main advantages of a digital vs paper bank guarantee is that when done online, they are faster and easier to track and manage. Digital delivery gives instant visibility, real-time updates, and audit-ready logs. It also reduces fraud through bank-grade encryption and role-based access.
Keep cash in the business
A bank guarantee for a commercial lease can tie up working capital as collateral. Commercial Lease Bonds differ, as they are usually non-collateral security. They help tenants keep funds available for growth.
For instance, a CBD lease needing six months’ security might lock away large cash. A lease bond lets that cash support hiring, marketing, or inventory. Choose the instrument that best supports your strategy.
Why MyGuarantee
We distribute digital guarantees on behalf of AMP Bank. Issuance is same day, end to end online, and paperless. We provide a fee free digital bank guarantee for applicants, with no onboarding or recurring fees.
Track status in real time and receive instant notifications. Amend or cancel online with complete transparency. Reduce risk and environmental impact with a digital-first workflow.
Who benefits
Commercial landlords gain secure bank-backed protection, while tenants preserve cash flow and avoid branch visits. SMEs, corporates, and property managers streamline lease administration.
Our platform also supports other use cases. For example, a bank guarantee for contractors can be issued digitally. One system supports multiple guarantee needs across the business.
How it works
- Apply in minutes with ABN or ACN details.
- Provide beneficiary information and lease terms.
- Credit assessment is fast, and issuance is completed digitally.
Wondering how to get a bank guarantee approved quickly? Submit accurate business data and lease documents upfront. Our team guides you through to instant delivery.
Answers to common questions
Do you need a bank guarantee for a commercial lease?
Most commercial leases require a bank-backed instrument. Landlords prefer guarantees to holding cash due to trust account costs. Supply is usually a formal term of the lease.
Who are Commercial Lease Bonds for?
Digital Commercial Lease Bonds are available in Australia and New Zealand, distributed through eGuarantee. They suit businesses that prefer to keep working capital free rather than lodge cash as collateral.
What are the requirements for bank guarantee?
You need an ABN or ACN, business details, beneficiary information, and a valid purpose. The issuer assesses creditworthiness and may seek security or collateral. With MyGuarantee, the process is end-to-end online and highly streamlined.
What is a commercial bank guarantee?
It is a commitment by a bank to pay the landlord if the tenant defaults. It replaces a cash bond with bank-backed certainty, strengthening the lease. It is widely used for retail, office, and industrial premises.
Practical comparison
Many landlords now prefer bank guarantees for a commercial lease over cash deposits. Digital delivery removes courier delays and document loss. Audit logs and instant notifications improve compliance and control.
With MyGuarantee, a bank guarantee for commercial lease is issued the same day. That is efficiency you can measure and compliance you can trust. With MyGuarantee you get advice on instrument selection, including bonds and guarantees. We will also help align security with lease risk and cash priorities, that is smart leasing for modern businesses.
Secure your premises with a bank guarantee for commercial lease from MyGuarantee today.
Book a demo today!